1. Bitpanda Helpdesk
  2. Deposits & withdrawals
  3. General

What is the minimum deposit and withdrawal amount for cryptocurrencies and fiat currencies?

Minimum deposit and withdrawal amounts differ depending on your verification status and the payment or payout method. The daily limits are applicable within a 24h period starting when you made your last deposit or withdrawal.

1. Cryptocurrencies

Minimum deposit thresholds, withdrawal limits, and network requirements

⬇ Crypto Deposits

Check the complete list of individual minimum deposit and withdrawal amounts for each supported cryptocurrency.

Deposit Limit Risk If you stay below the minimum deposit amount, your assets will be lost and will therefore not be visible on your account.
Cold Storage Forwarding Fees

Bitpanda uses an offline cold wallet to safely store deposits, requiring an internal forwarding transaction. Depending on the applicable transaction fee for each coin, this forwarding process may consume a substantial part of the initial transaction amount. Please review the minimum wallet deposit amounts and fees before transferring.

⬆ Crypto Withdrawals

If you try to send less than the minimum withdrawal amount, your coins cannot be sent out, and you will receive an error message.

Destination Limit Check: Please check the minimum deposit requirement of the destination wallet you are sending to, as external platforms may require different deposit thresholds.
Address Verification Warning Cryptocurrency transactions are final and non-refundable. Always verify that you are sending to the current deposit address displayed in your account, and never send a coin to an address meant for a different asset.

Every cryptocurrency supported on Bitpanda is stored in offline cold storage. There is no individual cryptocurrency that is excluded from cold wallet protection across our supported catalog. Asset reserves are managed by a fixed percentage split:

Cold Storage Majority The vast majority of reserves for every supported coin is stored offline in air-gapped cold wallets disconnected from internet servers.
Hot Storage Liquidity Only a small operational fraction of each coin is kept online in secure hot wallets to facilitate instant user trading and withdrawals.

Cryptocurrencies within the Bitpanda Crypto Index (BCI) that are not natively supported with a standalone wallet cannot be held, deposited, or withdrawn via individual cold wallets. These are explicitly labeled as Index-Only coins within the BCI view.

2. Fiat Currencies

Minimum deposit, withdrawal, and trading thresholds across supported local currencies

↓↑ Fiat Deposits & Withdrawals

The minimum amount for deposits and withdrawals for fiat currencies is EUR 10 (or GBP 10 / CHF 10 / USD 10 / PLN 45 / HUF 4000 / CZK 250 / DKK 75 / SEK 125).

Important Deposit Notice Please note that deposits to your Bitpanda wallet below the minimum amount will not be credited.
↻ Buy, Sell & Swap Minimums

The minimum amount to buy, sell, and swap cryptocurrencies is EUR 1.00 (or GBP 1.00 / CHF 1.50 / USD 1.50 / TRY 10 / PLN 5 / SEK 10 / DKK 7 / HUF 400 / CZK 25).

3. Savings Plans

Automated recurring buys via SEPA Direct Debit or Credit Card

When using Bitpanda Savings, you can opt between setting up a savings plan via SEPA Direct Debit or your credit card.

↓ Savings Plan Transaction Limits

The minimum amount for each transaction as part of Bitpanda Savings is EUR 10 (or GBP 10 / CHF 10 / USD 10 / PLN 45), regardless of whether you choose the daily, weekly, or monthly buy option.

↻ Payment Method & Schedule Rules
Daily Buy Option: Please note that the daily buy option is only available if you set up your savings plan with your credit card. For detailed information on transaction limits, have a look here.