Deposit cash

Learn how to deposit funds into your Bitpanda account for seamless cryptocurrency and digital asset purchases.

How to deposit cash

Desktop Mobile App
  1. Sign in to Bitpanda
  2. Click on the Deposit button on the navigation bar at the top of the page
  3. Click on Fiat currencies
  4. Select the fiat wallet that matches your desired currency for the deposit
  5. Select a payment method
  6. Enter the amount you want to deposit and click on Go to summary
  7. After agreeing to the early fulfilment of the transaction and confirming that the payment method is yours, click Confirm. You will then receive an SMS-PIN (not applicable for bank transfers), enter it, and confirm.
  8. You will be redirected to the website of the chosen payment provider or get the payment details. After completing your payment, you will be redirected back to Bitpanda, and the amount will be credited to your fiat wallet

Please note that the minimum amount for deposits and withdrawals for fiat currencies is EUR 10.

What does manual approval mean?

In rare cases, we need to manually check a withdrawal for safety reasons. In such a case you should have already received an email on what to do. But you can also have a look at this article to learn more.

Standing order

Creating a standing order to deposit money to your fiat wallet is possible. The payment reference of your Bitpanda account stays the same.

However, we generally advise against creating a standing order to deposit to your fiat wallet, since our bank details have changed in the past and unfortunately, we cannot guarantee that this will not happen again at some point in the future. If you decide to go with a standing order, please check our bank information regularly.

Tip: If you want to buy cryptocurrencies and digital assets on a recurring and ongoing basis, please have a look at Bitpanda Savings.


When depositing funds via bank transfer, please make sure to always include the provided payment reference in the reference field. If you have forgotten to include, or used the wrong payment reference, please have a look at this article for further information.